Mortgages
First time buyers
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, with varying interest rates and repayment options available
We have exceptional lender contacts, often with dedicated underwriters all of which vastly improves the chance of your mortgage being approved quicker.
We are here to help you get the right mortgage deal and can guide you on the right lending structures for your needs. We have access to a comprehensive range of mortgage deals, as well as access to certain exclusive deals.
Our Consultants are experts in this field and their market knowledge will help you to grow your portfolio in the direction you desire
We have no links to any financial group or institution: our commitment is to you – and nobody else. Our advice is completely unbiased.
We have developed due to the trust we instil in our clients. This trust is based upon an experienced, open and honest approach.
Your personal mortgage consultant will be on-hand to guide you right through to completion, until you get the keys, no matter how minor your problem or query might seem to make the process more enjoyable for you.
Buy To Let Mortgages
There are a wide range of options to choose from when it comes to a buy to let mortgage, we will help you choose the right one based on your personal circumstances.
Whether you are starting or expanding your property portfolio, or if you are considering investing in property or improving your returns on a buy-to-let you already own – it’s important to do things right.
We have access to exclusive buy-to-let products that cannot be found on the high street or on line
Properties range from multi-million pound houses to one bedroom flats, in prime residential areas. We make the most of our knowledge of the local market to identify any potential issues and work to overcome any barriers quickly.
We will provide you with all the help and information you need to create viable financial plans for the future and to protect your assets and your standard of living.
There are additional services you might need to make the process of buying or running a buy to let property go as smoothly as possible. That’s why we work with trusted partners such as conveyancing specialists and accountants, who can help you, manage your rental income and ensure your investment in property is more secure.
Adverse mortgages
Do you fear that your bad credit history will prevent you from getting a new mortgage?
We understand that getting a mortgage when you have bad credit can be stressful and demoralising, which is why we endeavour to take that stress away from you. We have developed close relationships with various lenders so we know where to find the very best mortgage deals to help you secure a mortgage and save money in the process.
Most lenders take into account evidence of a poor credit history. This means that some will not be prepared to offer you a mortgage if you have a bad credit record. However, there are specialist lenders who will consider lending to you.
Our experienced Consultants have direct links with many lenders which specialise in mortgages for people with a “not so perfect” credit history. If you’ve had Default’s, CCJ’s, missed payments, even a Debt Management Plan (DMP), ex-IVA or ex-bankruptcy, MSK can help with a same day decision.
We can arrange mortgages where there is adverse credit in the background. Call us if you have a bankruptcy or county court judgement or defaults.
You may have a few missed or late credit card payments and this is causing you problems with your mortgage application. We have lenders that will lend in these circumstances
Commercial Mortgages
Our range of lending solutions…tailored to your business
Whether you’re ready to expand and require additional space or are looking to purchase your first retail premises we provide both start-ups and existing businesses with the tailored financial solutions they need to make things happen.
If you’re looking to invest in commercial properties or you want to own your business premises, you’ve come to the right place. Whether you’re acting alone, you’re a limited company or a business owner, our team of expert consultants will work with you to find the best commercial mortgage that suits your needs.
Through our extensive contacts in the City and Commercial Lenders, we offer commercial mortgages and you can take advantage of all this experience and expertise with our no obligation initial appointment.
And furthermore aside from finding your business the most favourable rates we go the extra mile in terms of customer service ensuring all the parties involved are fully up to date with the progress of the deal removing those annoying delays and last-minute hitches.
At MSK, we specialise in all kinds of secured business loans.